Documents
Required for Home Loans/ Property Loans/ Business Loans |
|
| For
Indian Citizens. |
| Salaried
Individuals |
| Self-Employed/Businessmen |
| Cooperative
Society Flat / Property ( If the property is being purchased
is in Cooperative Society |
| Self
Constructions ( If construction is on the own land ) |
| (Please
click on the categories mentioned above to view the list.)
|
| |
| |
| Salaried Individuals
|
| 1. Salary slip/Form
16 A. |
| 2. A photocopy of
the first and last pages of Ration card or copy of PAN/Telephone/Electricity
bills. |
| 3. A photocopy of
Investments (FD Certificates, Shares, any fixed asset
etc. or any other documents supporting
the financial background of the borrower. |
| 4. A photocopy of
LIC policies with the latest premium payment receipts
(if any). |
| 5. Photographs (as
applicable). |
| 6. A photocopy of bank
statement for the last six months. |
| |
| Self-Employed/Businessmen
|
| 1.
A brief introduction of Business/Profession. |
| 2. Balance Sheet,
Profit and Loss account and statement of income with Income
Tax returns for the last 3 years certified
by a CA. |
| 3.
A photocopy of Advance Tax payments (if applicable). |
4.A
photocopy of Registration Certificate of establishment
under shops and Establishments Act/Factories Act. |
| 5.
A photocopy of Registration Certificate for deduction
of Profession Tax (if applicable). |
6.
Bank statements of current and saving accounts for the
last 6 months. |
| 7. A
photocopy of Certificate of Practice (if applicable). |
| 8. A photocopy of any
bank loan (if applicable). |
| 9. A photocopy of the
first and last pages of the Ration card or a copy of PAN/Telephone/Electricity
Bills. |
| 10. A photocopy of
LIC policy (if applicable). |
| 11. A photocopy of
investments (FD Certificates, Shares, any other fixed
asset). |
|
| Builder Flat
|
| (If a flat
is purchased from the builder. ) |
| 1. Original copy of
your agreement with the builder. |
| 2. 7/12 extract or
property register card of the land under construction. |
| 3. Index II extract
of your agreement with the builder. |
| 4. Copy of N.A. permission
for the land from the collector. |
| 5. Search and title
report (with the details of documents) for the last 30
years. |
| 6. Development agreement
between the owner of land and the builder. |
| 7. Copy of order under
the Urban land Ceiling Act. |
| 8. Copy of building
plans sanctioned by the competent authority. |
| 9. Commencement certificate
granted by Corporation / Nagar Palika. |
| 10. Building completion
certificate (if available). |
| 11. The latest receipts
of taxes paid. |
| 12. Partnership deed
or memorandum of association of the builders firm. |
|
| Cooperative
Society Flat / Property |
| (If the property
is being purchased is in a Cooperative Society)
|
| 1. Original share certificate
of the Society. |
| 2. Allotment letter
from the society in your name. |
| 3. Copy of the lease
deed, if executed. |
| 4. Certificate of the
registration of the society. |
| 5. Copy of the byelaws
of the society. |
| 6. No objection certificate
from the society. |
| 7. 7/12 extract or
property register card in the society's name. |
| 8. Copy of N.A permission
for the land from the collector. |
| 9. Search and title
report (with the details of documents) for the last 30
years. |
| 10. Copy of order under
the Urban Land ceiling Act. |
| 11. Copy of the building
plans sanctioned by the competent authority. |
| 12. Commencement certificate
granted by Corporation / Nagar Palika. |
| 13. The latest receipts
of taxes paid. |
| 14. Original Agreement
to assign / Deed of assignment. |
|
| Self Constructions
|
| (If constructing
on own land) |
| 1. Original sale deed
of land and extract of Index II. |
| 2. /12 extract or property
register card in your name. |
| 3. Copy of N.A. permission
for land from the collector. |
| 4. Search and title
report (with the details of documents) for the last 30
years. |
| 5. Copy of order under
Urban Land Ceiling Act. |
| 6. Copy of the building
plans sanctioned by the competent authority. |
| 7. Building permission
granted by Corporation / Nagar Palika. |
| 8. The latest receipts
of taxes paid. |
| 9. Estimate of cost
of construction certified by the architect. |
|
